Category: Retirement

401(k) and IRA contribution

June 30, 2024 No Comments

A: If you contribute to your 401(k) account, you may still contribute to a Roth IRA and/or a traditional IRA. Your 401(k) contribution has no effect on your Roth IRA contributions. You only need to make sure you meet the eligibility requirements for funding a

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A lot of retirement projections seem to assume an 8% rate of return. Is this realistic?

June 30, 2024 No Comments

A: Many financial advisors would feel that an 8% rate of return is too high, and are more likely to work with 4-5% estimated return, depending on the dollar amount that is assumed will be invested.The 8% (or more) rate of return became the norm

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401(k) and IRA contribution

A lot of retirement projections seem to assume an 8% rate of return. Is this realistic?

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