Who accepts CareCredit?

June 30, 2024 No Comments

A: CareCredit is a credit card that is accepted by over 200,000 health care providers in the United States for various medical procedures and services, such as vision care, cosmetic and dermatology services, dental services and hearing care. Various hospitals, veterinary clinics, dental centers and

Who accepts CareCredit?

July 7, 2024 No Comments

Who regulates mortgage lenders?

June 30, 2024 No Comments

A: The federal government, through various agencies and a host of Congressional acts, regulates mortgage lenders. The Federal Truth in Lending Act, its most well-known part being Regulation Z, and the Real Estate Settlement Procedures Act (RESPA) dictate most of the regulations mortgage lenders must

Who regulates mortgage lenders?

July 7, 2024 No Comments

Who sets interest rates for federal student loans?

June 30, 2024 No Comments

A: The interest rates for federal student loans from the U.S. Department of Education are set by Congress through legislation. The interest rates are closely tied to the financial markets, and are usually similar to the rate of the 10-year Treasury note plus an additional

Who sets interest rates for federal student loans?

July 7, 2024 No Comments

Why are credit cards able to charge such high interest rates compared to other lenders?

June 30, 2024 No Comments

A: A true financial horror story began on Halloween in 1978. On that date, the Supreme Court began hearing Marquette National Bank vs. First of Omaha Corp. The case appeared to be a simple conflict over which state laws govern the relationship between debtor or

Why are credit cards able to charge such high interest rates compared to other lenders?

July 7, 2024 No Comments

Why are most airplane tickets nonrefundable?

June 30, 2024 No Comments

A: Airplane tickets are generally nonrefundable, because the majority of tickets sold are discount tickets. In exchange for discounts of 60 to 80% off the cost of a full-fare ticket, airlines make tickets nonrefundable and nontransferable. They do this to have greater predictability of customer

Why are most airplane tickets nonrefundable?

July 7, 2024 No Comments

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