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    TGJU Help & Documents

    Collection of tutorials and a guide for using TGJU & Financial Markets

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    Category: Personal Finance

    How do I register for the CFA program for the first time?

    June 30, 2024 No Comments

    A: CFA Institute provides prospective CFA candidates with a couple registration options. 1) Online registration: This is the quickest and easiest method to register as CFA Institute receives your registration immediately. All you need to do is create an online user account and register for the

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    How do I register for the CFA program for the first time?

    July 7, 2024 No Comments

    A: CFA Institute provides prospective CFA candidates with a couple registration options. 1) Online registration: This is the quickest and easiest method to register as CFA Institute receives your registration immediately. All you need to do is create an online user account and register for the

    More »

    How do I stop emotional spending?

    June 30, 2024 No Comments

    Emotional spending occurs when an individual spends money for the sole purpose of improving a mood. Some reasons people engage in emotional spending are to: a) improve or maintain a mood, b) cope with stress, c) deal with loneliness, and d) improve self esteem. Individuals

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    How do I stop emotional spending?

    July 7, 2024 No Comments

    Emotional spending occurs when an individual spends money for the sole purpose of improving a mood. Some reasons people engage in emotional spending are to: a) improve or maintain a mood, b) cope with stress, c) deal with loneliness, and d) improve self esteem. Individuals

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    How do interest rate changes affect the profitability of the banking sector?

    June 30, 2024 No Comments

    A: The banking sector’s profitability increases with interest rate hikes. Institutions in the banking sector such as retail banks, commercial banks, investment banks, insurance companies and brokerages have massive cash holdings due to customer balances and business activities. Increases in the interest rate directly increase

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    How do interest rate changes affect the profitability of the banking sector?

    July 7, 2024 No Comments

    A: The banking sector’s profitability increases with interest rate hikes. Institutions in the banking sector such as retail banks, commercial banks, investment banks, insurance companies and brokerages have massive cash holdings due to customer balances and business activities. Increases in the interest rate directly increase

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    How do mortgage lenders check and verify bank statements?

    June 30, 2024 No Comments

    A: In some cases, your lender might call your bank to verify your bank account and statements. Most lenders, however, fill out verification of deposit (VOD) request forms and send them to your bank to verify your account. Many banks provide downloadable VOD forms for

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    How do mortgage lenders check and verify bank statements?

    July 7, 2024 No Comments

    A: In some cases, your lender might call your bank to verify your bank account and statements. Most lenders, however, fill out verification of deposit (VOD) request forms and send them to your bank to verify your account. Many banks provide downloadable VOD forms for

    More »

    How do mortgage lenders verify employment?

    June 30, 2024 No Comments

    A: Mortgage lenders usually verify your employment by contacting your employer directly and by reviewing recent income documentation. The borrower must sign a form authorizing an employer to release employment and/or income information to a prospective lender. At that point, the lender typically calls your

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    How do mortgage lenders verify employment?

    July 7, 2024 No Comments

    A: Mortgage lenders usually verify your employment by contacting your employer directly and by reviewing recent income documentation. The borrower must sign a form authorizing an employer to release employment and/or income information to a prospective lender. At that point, the lender typically calls your

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