How is something “brought over the wall” in an investment bank?

June 30, 2024 No Comments

A: An analyst who lends his or her expertise to an underwriting department is said to have been “brought over the wall”. In financial firms, the separation between the investment analyst and the underwriting departments is described as the “wall”, as in the Great Wall

How much do changes in interest rates affect the profitability of the insurance sector?

June 30, 2024 No Comments

A: Interest rate risk for insurance companies is a significant factor in determining profitability. Although rate changes in either direction may affect insurance company operations, insurance company profitability typically rises and falls in concert with interest rate increases or decreases. Changes in interest rates can

How much money can Uber drivers make?

June 30, 2024 No Comments

A: According to the company’s own data released in May 2014, more than half of the Uber drivers operating in New York City earn $90,000 a year; in San Francisco, drivers can earn up to $70,000. However, these figures have been subject to skepticism. In

How much renters insurance do you need?

June 30, 2024 No Comments

A: You should have enough renters insurance coverage to replace lost or damaged items with new ones. On average, renters have approximately $20,000 worth of belongings, but it is important to take inventory of everything you own to calculate exactly how much coverage you need.

Is dental insurance tax deductible?

June 30, 2024 No Comments

A: Dental insurance premiums may be tax deductible. To be deductible as a qualifying medical expense, the dental insurance must be for procedures to prevent or alleviate dental disease, including dental hygiene and preventive exams and treatments. Dental insurance that is for purely cosmetic purposes,

Is homeowners’ insurance tax deductible?

June 30, 2024 No Comments

A: While your fire or homeowners’ insurance premiums may be included in your property payments, they are nondeductible expenses, according to the Internal Revenue Service (IRS). You cannot itemize any payments for insurance, including fire and comprehensive coverage, and title insurance, as deductions in your

Is there a limit on the amount of disability insurance that I can buy?

June 30, 2024 No Comments

A: Disability insurance policies are designed to partially replace your income in the event that you become disabled and cannot continue to work. To help limit the amount of fraudulent disability claims, it is not feasible for the insurer to replace 100% of the income

Loss Ratio vs Combined Ratio

June 30, 2024 No Comments

A: The loss ratio and combined ratio are two ratios used to measure the profitability of an insurance company. The loss ratio measures the total incurred losses in relation to the total collected insurance premiums, while the combined ratio measures the incurred losses and expenses

Moral Hazard vs Adverse Selection

June 30, 2024 No Comments

A: Moral hazard and adverse selection are two terms used in economics, risk management and insurance to describe situations where one party is at a disadvantage. Adverse selection occurs when there’s a lack of symmetric information prior to a deal between a buyer and a

Operation management in healthcare

June 30, 2024 No Comments

A: Operations management refers to a focus on the practices designed to monitor and manage all of the processes within the production and the distribution of products and services. The largest activities that operations management focuses on are product creation and service development, and the

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